All boat owners should consider the importance of boat insurance. Just as you would never even think about driving a car without insurance, you should never plan on using your boat without proper insurance. Because you never know what may happen to you, your boat, or the people on board your boat, boat insurance goes a long way towards peace of mind. It also protects your wallet! Boat insurance is second only to boat maintenance in importance to you as a boat owner.

Boat insurance is available from a variety of sources. Many car and property insurance companies also insure boats. Alternatively, you can purchase boat insurance from one of many specialized companies that focus exclusively on marine vessels. Which type of insurer you choose will depend on many factors including price and the type of boat you own.

Boat insurance is very similar to car insurance. Your basic policy will cover physical damage to the boat itself from many different causes. Depending on your specific policy, acts of vandalism, acts of God and even latent defects in craftsmanship may be covered. Generally your boat trailer will also will be insured at no additional charge, but you should always check your policy documents to make sure.

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This entry was posted on Friday, July 6th, 2007 at 7:01 pm and is filed under Recreation & Leisure. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.