Signs of identity theft can come in different forms. They can appear as bank statements from unknown accounts, credit reports with cards or loans you don’t know about, or calls from a collection agency looking for money you don’t recall owing. All tips can lead to financial ruin and may tarnish your name because you were a victim of identity theft.

The first sign of identity theft could be a change in your billing cycle. When your bills stop arriving on schedule, you need to find out why. Contrary to popular belief, not all the criminals working to steal your name and money use online identity theft. You need to be concerned when there’s a change in your billing cycle.

Companies want their money and any creditor that you owe money to won’t make you wait for your bill. Credit card companies send out bills on schedule each month, and the bill delivery is predictable. If you haven’t received a bill, don’t thank anyone for saving you from a monthly payment. Your mail could have been intercepted from identity theft, or your billing date may have changed. Because of identity theft, your bill may have been rerouted to a new address. Contact companies right away if you haven’t received your monthly statement or bill.

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